Preheat oven to 350 degrees
Mix cream cheese, broccoli, Parmesan, mozzarella, cheddar, sour cream, milk, onion powder and garlic powder
Put mix in a lightly greased 9x9 baking dish
Bake for 25 minutes
Remove insides of bread to create a bowl
Pour broccoli mix into the bread bowl
Mix panko and olive oil, sprinkle on top of broccoli mix
Broil for 2 minutes
Serve and enjoy!